VTM: Virtual Tallinn Merch SL's Leading Investment Firm
Total shares: 1,000,000

Company Info

Company Tagline: SL's Leading Investment Firm

CEO's RL/SL Name: Allan Arjut (SL:VTMerchant Silvershade)

CEO's Real Life Location: Tallinn, Estonia  

CEO's Email: alain.delpiaz@gmail.com

Company Avatar: VTMerchant Silvershade & PortfolioManager Resident

Directors, Company Officers

Alain Delpiaz
CEO and Chairman of the board

Pradeep Planer
Chief Financial Officer

Kafka Frugel
BoD member

Dimi Frederix
BoD member

Andy Grant
BoD member

Company Alt (Contains Treasury/Company Owned Shares): VTMerchant Silvershade

Secondary company alt (contains shares held for brokerage clients): PortfolioManager Resident

Cash On Hand: 100,000

Land Owned: 1

Tangible Assets: 3,500,000

Monthly Revenue: 50,000

Monthly Expenses: 2,000

Put your Lindens to work with VTM: Hello Dear Fellow Investor,

My name is Alain Delpiaz and I have been studying and putting the Second Life capital markets to work for me since the beginning of 2008. After a period of learning I realized that there is potential here to grow capital and a number of events lead me to establishing this company - Virtual Tallinn Merch, in the fall of 2010. The aim of this company is to create value for it's shareholders by trading stocks on a day-to-day basis on the SL markets and by making mid-term investments that offer an acceptable return of investment (ROI).

So if you are a person who has some excess cash and want to make that money grow for you, then invest it with VTM. Our experience in the SL markets gives us some unique insight into the nuances that shape this enviroment and all you have to do is check in every once and a while and see your money grow and claim the dividend. Our sights have been set forth for a longer time-period and if you'd like to know about the details then please do read below first and if still having more specific questions then ask on our forum or contact me directly.

Looking forward to seeing you on our shareholders list.

Alain Delpiaz
CEO and Chairman
Virtual Tallinn Merch

Business Overview

Virtual Tallinn Merch is an investment firm comprised of four former entities -
VLADA (listed on ISE), ANG (listed on VSTEX), VTM (a private fund) and SLG (listed on CapEx).

The first three were merged during the establishment of VTM in october 2010 and the merger with SLG took place on the 25th of december 2012.

The company brings estonian private investors capital to the SL markets and thrives to
generate profit through daytrading and mid-term investing activities in SL to old and new
investors alike.

VTM aspires to be the nr.1 publicly listed fiduciary entity listed on the Second Life capital exchanges. Through experience gained by our management members over the years of investing in the SL stock exchanges we thrive to offer the possibility for the common investor to invest and hedge their investments on the Second Life exchanges.

Our firm is the perfect opportunity for the new investor on these markets, who do not know where to invest by him/herself. By buying our shares one will trust their lindens in safe hands and ensure a long-term growth for their funds. We also cater for the needs of the seasoned investor who is looking for a safe and sound avenue for their hard-earned lindens.

With the addition of SLG to our company, we have established a currency trading division to complement our core business. Former SLG CEO Pradeep Planer has taken up the challenge to continue doing what he does best - trade currency and now all VTM shareholders can benefit from his expertise.

Business Strengths

* Expertise and experience in the Second Life financial enviroment
* Unique insight into companies due to personal contacts
* Unique positions in certain company stocks due to entry point timing
* Thought-through mid- and longterm strategies
* A hands-on approach to day-trading activities
* A strong management team of specialist in virtual finance


Clearly laid out strategy:

Phase one: Initial growth stage

This time period spans from the creation of VTM until the point where VTM's assets reach 4 million lindens. At this stage 25% of the profit per month is paid out as a monthly dividend and 75% of profits is to be re-invested into the growth of the company.

Phase two: Steady growth

VTM will switch to a more balanced strategy where 50% of the profits will be paid out monthly to shareholders and 50% will be used for re-investment. At the start of the second phase VTM's assets will encompass approximately 4 million lindens. Phase two will come to a conclusion, when VTM's assets have reached 10 million lindens.

Phase three: Maturity

The third and final stage of VTM's path will be one where investors can reap the rewards for having had the patience and trust in VTM. The dividend payout rate will be at a 75% of profits per month and the remaining 25% will be used to grow the company.

Use Of Capital

The capital raised through IPO will be used two-fold in equal parts. The first part of our strategy is finding reliable mid-term investing opportunities within the Second Life financials markets and possibly some outside the public sector as well. As an investment firm our strategy is to invest as low-risk as possible and only take on positions in companies that have proven track records and reliable CEOs running the companies.

The second part of our strategy focuses on a hands-on approach to stock trading on the SL markets. There are many unused opportunities in day-trading on the SL markets and we plan to use this to our advantage as much as possible.

VTM aspires to invest in the best companies found on the virtual markets, select the cream of the crop to be it's core investments and spread the risk by investing in different entities.

With the addition of Pradeep Planer to the VTM staff, our currency trading division has been established and gradually over time more funds will be allocated to currency trading to bring in outside (off stock exchange) revenue to the company.

Use of company funds/assets is subject to board approval. A three member board will be comprised of top shareholders.

Dividend Policy

Based on the data from october 2011 to october 2012, VTM makes an average monthly profit of 38 734.38L$ or 0.08L$/share/month. From that 25% will be distributed out as dividends and 75% will be re-invested. This is to give our company a growth curve in the initial period of it's existence.

After achieving our initial goal of an asset base of 4 million lindens our strategy will move from an expansive one to a more balanced one, where 50% of the profits will be distributed as dividend and 50% will be used to further develop the company's asset base.

The third phase of strategy sees a further turn towards a payout of the profits and this mode will be applied when we have reached our secondary goal of an asset base of 10 million lindens or more. After the 10 million linden milestone there will be a monthly payout of 75% of the profits and 25% will be used towards re-investment.

Risk Factors

Second Life investing activities are always risky and i would like to start the risk assessment section with a quote from a finnish investing guru named Seppo Saario: "One should only invest the funds which he is ready to lose 100%."

The Second Life and virtual worlds concept is still very new to the wider audiences and many policies, guidelines and regulations are still missing. No one knows for sure, if these
(read: virtual worlds) enviroments will be here next year or even next month. This can be considered as force majour for our entity - the end of Second Life or permanent loss of internet connectivity across the globe.

More detailed risks in our business sector are interlaced with bad investing decisions and
companies failing. The first one will be minimized in our entity by having quarterly board
meetings where investment strategies will be discussed and all our major investments will be
assessed. The second is heavily interlaced with the first one and it is something that we can
not have total control over. Linden Labs has proven over the years that it has the ability to
change the Second Life economic enviroment overnight, thus burning some companies to the
ashes in a matter of hours and bringing others to the spotlight with the same speed.

Other risks associated with our business:

* One or all of the SL exchanges failing

* Internet connectivity issues for the fund manager

* Injury or illness to the fund manager

* Linden Labs intervention in the SL capital exchange markets (creation of new policies)

* Fund transfer failures between SL avatars/accounts and the concurrent loss of funds

Management

As an investment firm our operations are all planned, executed and monitored by our CEO single-handedly. This has been set forth to last until our primary goal (see above) has been reached and will be overlooked when achieved. If at the time the asset management requires for additional help then a secondary portfolio manager will be hired.

The board of the company acts as an advisory unit and is assembled once a quarter. The board has rights to advise certain courses of action to be taken.